Affiliate Disclosure

How we partner with insurance carriers to keep our comparison services free for you.

We believe in keeping things simple and transparent. NovaCover.online is an independent insurance comparison website and recommendation partner. We are not an insurance carrier, broker, or agent. Instead, we act as a referral partner and reseller platform for some of the top insurance companies in the United States, including Lemonade, Pumpkin, and others.

How We Operate

To keep our site free for everyone, we partner with insurance companies. When you use our links to visit a carrier and buy a policy, they pay us a commission for the referral. Here is what you should know about this setup:

  • No cost to you: You pay the exact same price for your policy whether you use our site or go directly to the insurer. The carrier covers our fee out of their own marketing budget.
  • Reseller partnership: We work directly with carriers to display their plans and pricing. Think of us as an digital reseller or distributor for their services.
  • Unbiased reviews: Our goal is to present the facts as clearly as possible. We display benefits, pricing ranges, deductibles, and waiting periods directly from the insurers so you can make your own choice.

Our Key Partners

Our primary partner is Lemonade, one of the most popular and modern insurance providers in the country. We also recommend policies from Pumpkin, Embrace, Healthy Paws, and home insurance carriers like State Farm and Progressive. We highlight these companies because they offer reliable coverage, fast claim processing, and excellent customer feedback.

Contact Us

If you have any questions about our partner relations, feel free to get in touch with us: